If you’re willing to do some research, you’ll be able to find several choices of insurance plans to select from for your individual dental insurance plan from.
Choose Your Dental Insurance Company by Comparing Several Companies.
It’s a good idea to compare three major dental plans before selecting the one that will best meet your needs. It’s also helpful to check out the customer service from each company before making your decision. Talking with family and friends about their dental insurance will give you a good idea of what types of plans have worked for them.
Options to Research:
Ask about costs that are considered as reasonable by the insurance provider. Dental insurance providers may exclude services they consider major – for example, root canals, surgery and other dental work . Select a provider who covers as many dental costs as possible.
Ask the dental insurance provider for the definition of “usual customary and reasonable fees”. Ask about their fee schedule. If your dentist charges more than what your provider has listed as fair or reasonable, you’ll be charged for the difference.
Ask about maximum payouts. $1000 is usually the dollar maximum for payouts. You’ll pay out of pocket for services in excess of that amount.
Ask if you’re required to see a network dentist. Many insurance providers have networks or lists of dental care professionals that you must see in order to get benefits or coverage.
These are some of the top insurance companies offering dental coverage in the United States.
Aetna Dental Access: A Nationwide Dental Coverage Provider
Aetna Dental Access has more than 64 000 dental professionals in it’s network and offers national care. Family plans start at $149.95 per year.
DHA_Access Plan: Reliable Dental Coverage
DHA_Access has been providing dental coverage for more than ten years, and offers nationwide coverage with more than 46,000 participating network dentists.
Dent_All Plan, Inc.: Dental Coverage with Many Options
With a nationwide network of more than 28,000 dental care professionals, Dent_All Plan, Inc. offers patients a wide array of choices.
Dental Network of America / DNOA: The Dental Discount Plan for Americans
The DNOA offers discount plans with low per-year costs and more than 19,000 dentists on a national network.
Dentemax Discount Dental Plan: The Many Professionals Dental Option
The Dentemax Discount Dental Plan has a national network of more than 62,000 dental care experts as well as low annual fees.
GE Wellness Plan: The Complete Dental and Health Insurance Solution
GE Wellness Plan has nationwide dental coverage with more than 9,900 dental care professionals in its network.
Patriot Plan: Affordable Dental Care
The Patriot Plan is a nationwide dental coverage solution that has more than 6,500 dental care professionals in its network. They offer $99.95 annually for individual dental coverage and just $149.95 annually for family dental plans.
Preferred Network Access: Fast Dental Care Savings
Preferred Network Access has nationwide coverage and a network of more than 66,000 dental care professionals.
Protective Dental Plans: The Affordable Dental Plan Option
Protective Dental offers low annual fees and a national network of more than 16,000 dentists and dental care professionals.
UNI_CARE 200 Discount Dental Plan: National Savings
UNI_CARE 200 Discount Dental Plan offers more than 11,000 dentists in its nationwide network as well as low yearly fees for both families and individuals.

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